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Tools/Business Tools/KHQR Generator

KHQR Generator — Bakong QR Code Maker

Generate KHQR codes for the Bakong payment system. Enter your merchant info and amount to create a scannable QR code.

Introduction

Generate KHQR codes for the Bakong payment system. Enter your merchant information — including merchant name, account ID, currency, and amount — to produce a scannable QR code that customers can pay instantly via any Cambodian banking app.

How it works

Fill in your merchant details and the payment amount. The generator constructs a KHQR payload following the Bakong QR specification (based on EMVCo QR standards) and renders it as a scannable QR image. Customers scan the code with their banking app to initiate an instant transfer. All processing happens in your browser — no data is sent to a server.

Use cases

  • •Accepting payments at a market stall or pop-up shop without a POS terminal.
  • •Including a payment QR code on invoices so clients can pay instantly.
  • •Generating QR codes for donation drives or fundraising campaigns.

FAQ

What is KHQR?

KHQR is the unified QR code standard launched by the National Bank of Cambodia through the Bakong system. It allows customers of any participating Cambodian bank or payment provider to scan a single QR code and pay instantly, regardless of which bank the merchant uses.

Do I need a merchant account to use KHQR?

To receive payments through the Bakong system, you need a bank account with a participating Cambodian financial institution. This generator produces the QR payload format — you still need a valid account ID from your bank to receive funds.

Is there a fee for receiving KHQR payments?

Fees depend on your bank and account type. Many Cambodian banks offer free KHQR transactions for personal accounts, while merchant accounts may have small transaction fees. Check with your bank for their specific fee schedule.

Can I generate a KHQR code without a fixed amount?

Yes. You can generate a KHQR code without specifying an amount, allowing the customer to enter the payment amount themselves when scanning. This is useful for donation boxes or flexible-price scenarios.

Data source

Bakong KHQR specification (EMVCo QR standard)

Need this built into your own site? Talk to us.

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